Parker v. Safeco Insurance Co., 2016 MT 173 (July 19, 2016) (McGrath, C.J.) (5-0, aff’d)
Issue: Whether the district court erred in construing Parker’s insurance policy as excluding coverage for damage caused by a large rock falling down a hillside into Parker’s cabin.
Short Answer: No.
Facts: In March 2014, a large boulder dislodged from a hillside and fell down the hill into Parker’s unoccupied cabin, causing substantial damage. Parker submitted a claim to his insurer, Safeco.…