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Stonehocker v. Gulf Insur. Co.

Stonehocker v. Gulf Insur. Co., 2016 MT 78 (March 29, 2016) (Cotter, J.) (6-0, aff’d & rev’d)

Issue: (1) Whether the district court erred in granting summary judgment to Travelers on the basis that Stonehocker was not a named insured under the uninsured provision of the policy, and (2) whether the district court erred in granting summary judgment to Travelers because at the time of Stonehocker’s injury her personal pickup was not a “temporary substitute auto” under the policy.

Short Answer: (1) No, and (2) yes.

Affirmed (issue #1) & reversed (issue #2), and remanded for entry of judgment for Stonehocker on coverage 

Facts: Marilyn Stonehocker was a camp cook for Bear Creek Outfitters, a guest ranch near East Glacier.…